1. Acceptance of Terms

By accessing growtoria.com, you agree to these Terms of Service. If you do not agree, do not use the site or purchase any product.

2. Description of Service

Growtoria is a digital marketing agency providing:

• Digital marketing resources and templates
• AI-powered marketing tools
• Online training and courses
• Strategic consulting and digital assets
• SEO, automation, and growth-hacking resources

All products and services are delivered digitally.

3. Eligibility

You must be at least 18 years old, or have the legal capacity in your jurisdiction, to enter into these terms.

4. Account Registration

• Information you provide must be accurate.
• You are responsible for the security of your credentials.
• One account per person.
• We reserve the right to terminate accounts in case of violation.

5. Purchases and Payments

• All prices are in US Dollars (USD).
• Payment is processed via Stripe (secure, PCI-DSS compliant).
• Digital delivery occurs immediately after successful payment.
• All transactions are final upon digital delivery (see refund policy).

6. Refund Policy

Digital products are delivered instantly upon purchase.

Under EU consumer protection law (Article L221-28 of the French Consumer Code), the right of withdrawal does not apply to digital content that has been delivered after the customer’s express consent and acknowledgment that they lose their right of withdrawal.

By purchasing and downloading or accessing a digital product, you:

• Expressly consent to immediate delivery;
• Acknowledge that you lose your right of withdrawal (14-day refund).

Refunds may be granted on a case-by-case basis for:

• Technical defects preventing access;
• Duplicate purchases;
• Severe product misrepresentation.

Refund requests: [email protected] within 7 days of purchase.

7. Intellectual Property

All content (templates, courses, tools, written material) is owned by Zakaria Mamoumi (Growtoria) and protected by copyright.

License granted: personal or single-business use of purchased products.

Prohibited:

• Reselling products;
• Sharing logins or files with third parties;
• Creating derivative products for resale;
• Uploading products to file-sharing platforms.

Breach results in immediate account termination and may give rise to legal action.

8. User Content

If you submit testimonials, reviews, or feedback, you grant Growtoria a non-exclusive, royalty-free, worldwide license to use this content for marketing purposes.

9. Prohibited Uses

• Illegal or fraudulent activity;
• Violating intellectual property;
• Unauthorized access attempts;
• Spamming, scraping, or automated abuse;
• Uploading malware or harmful code.

10. Disclaimer of Warranties

Services are provided “as is.” We do not guarantee specific business results, traffic, rankings, or revenue from using our templates, tools, or courses.

11. Limitation of Liability

Maximum liability is limited to the amount paid for the specific product in the 12 months preceding the claim. We are not liable for indirect, consequential, or incidental damages.

12. Termination

We may suspend or terminate accounts for ToS violations without notice or refund.

13. Governing Law and Jurisdiction

These Terms are governed by French law.

Disputes: a mandatory mediation attempt with CNPM-MCP (www.cnpm-mediation-consommation.eu) is required before litigation. Litigation jurisdiction: Courts of Bordeaux, France.

14. Consumer Rights (EU/EEA residents)

These terms do not affect your mandatory rights under local consumer protection laws.

15. Changes to Terms

We may update these Terms at any time. Continued use after changes constitutes acceptance.

16. Severability

If any clause is invalid, the remainder of these Terms remains in effect.

17. Contact

Growtoria (Zakaria Mamoumi, Entrepreneur Individuel)
Address: 8 RUE BOTHIRON, 33290 BLANQUEFORT, France
SIREN: 883604290
Email: [email protected]
Website: https://growtoria.com