Debt Payoff Tracker | Google Sheets Snowball Avalanche Planner

Description

Debt Payoff Tracker — Watch your debt actually disappear – one tracker, both payoff methods, a real payoff date.

What’s inside your Debt Payoff Tracker

The Debt Payoff Tracker is a Google Sheets template that turns “I owe too much” into a clear plan. List your debts, pick snowball or avalanche, and watch the dashboard show you exactly when you’ll be free – and how much interest you’ll save.

What You Get

• A full debt tracker – balances, rates, minimums, all in one place
• Snowball AND avalanche built in – compare & pick your strategy
• A payoff-date & total-interest calculator that updates as you pay
• Progress charts so you see (and feel) the balance dropping
• Monthly tracking to stay on plan
• Pre-built formulas – just type your numbers, the math is done

How It Works

1. Make your own copy in Google Sheets (or open in Excel)

2. Enter each debt – balance, interest rate, minimum payment

3. Pick snowball or avalanche & follow the plan to debt-free

Why Growtoria

Who it’s for

Anyone carrying credit cards, loans or medical debt and ready to attack it

Explore more in our Personal Finance Trackers collection, or open it in Google Sheets.

Frequently asked questions

How is it delivered?
Instant download in Google Sheets & Excel — available right after checkout, with lifetime access.

Is it ready to use?
Yes — the formulas are built in. Enter your own numbers and it calculates automatically.