Free Savings Goal Calculator
Free Savings Tool
Savings Goal Calculator
Find out exactly how much to set aside each month to reach your goal on time — with interest working for you. Free, no signup.
Your goal
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Net Worth Tracker
A Google Sheets dashboard to track your savings, investments and net worth month by month — so you can see your goal getting closer.
How to hit a savings goal on time
This free savings goal calculator works backwards from the amount you want and the date you want it by, then tells you the monthly contribution you need — after accounting for the interest your money earns along the way.
Why does the monthly amount matter more than the goal?
Big goals feel impossible until you break them into a monthly number. Seeing “$420 a month” instead of “$30,000” makes the goal concrete and automatable — set up an automatic transfer and the habit does the work.
How much does interest help?
More than you’d think over several years. Money already saved keeps compounding, which lowers the monthly amount you need to add. Try raising the return rate above to see the effect.
Keep the momentum going
Once you know your number, the Net Worth Tracker lets you log your balances each month, and the Monthly Budget Tracker helps you free up the cash to hit it.